{"id":8654,"date":"2023-03-03T11:03:43","date_gmt":"2023-03-03T09:03:43","guid":{"rendered":"https:\/\/world-digital.banksinfo.kiev.ua\/?p=8654"},"modified":"2024-10-21T11:07:49","modified_gmt":"2024-10-21T08:07:49","slug":"vse-shcho-potribno-znaty-pro-kredytku-tudym-siudym-vid-radabanku-interv-iu-iz-zastupnykom-holovy-pravlinnia-iuriiem-babaievym","status":"publish","type":"post","link":"https:\/\/bankir.org.ua\/en\/vse-shcho-potribno-znaty-pro-kredytku-tudym-siudym-vid-radabanku-interv-iu-iz-zastupnykom-holovy-pravlinnia-iuriiem-babaievym\/","title":{"rendered":"\u0412\u0441\u0435, \u0449\u043e \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u043e \u0437\u043d\u0430\u0442\u0438 \u043f\u0440\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043a\u0443 \u00ab\u0422\u0443\u0434\u0438\u043c-\u0441\u044e\u0434\u0438\u043c\u00bb \u0432\u0456\u0434 \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a\u0443. \u0406\u043d\u0442\u0435\u0440\u0432\u2019\u044e \u0456\u0437 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class=\"wp-block-paragraph\"><strong>\u0412\u0456\u0434 \u043f\u043e\u0447\u0430\u0442\u043a\u0443 \u0432\u0456\u0439\u043d\u0438 \u0447\u0438\u043c\u0430\u043b\u043e \u0431\u0430\u043d\u043a\u0456\u0432 \u043f\u0440\u0438\u043f\u0438\u043d\u0438\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f.&nbsp; \u042f\u043a \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a \u0442\u0440\u0438\u043c\u0430\u0432\u0441\u044f \u0432 \u0446\u0456\u0439 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0412\u0456\u0434\u0440\u0430\u0437\u0443 \u043f\u0456\u0441\u043b\u044f \u043f\u043e\u0447\u0430\u0442\u043a\u0443 \u043f\u043e\u0432\u043d\u043e\u043c\u0430\u0441\u0448\u0442\u0430\u0431\u043d\u043e\u0433\u043e \u0432\u0442\u043e\u0440\u0433\u043d\u0435\u043d\u043d\u044f \u0440\u043e\u0441\u0456\u0457 24 \u043b\u044e\u0442\u043e\u0433\u043e 2022 \u0433\u043e\u0440\u0443 \u043c\u0438 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\u043f\u0456\u0434\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u043d\u0430\u0448\u0443 \u041d\u0430\u0446\u0456\u044e \u0439 \u0441\u0442\u0432\u043e\u0440\u0438\u0442\u0438 \u0449\u043e\u0441\u044c \u0442\u0430\u043a\u0435, \u0447\u043e\u0433\u043e \u0440\u0438\u043d\u043e\u043a \u0447\u0435\u043a\u0430\u0454. \u0406 \u0432\u0436\u0435 \u0443 \u0432\u0435\u0440\u0435\u0441\u043d\u0456 \u043d\u0430\u0440\u043e\u0434\u0438\u0432\u0441\u044f \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u2013 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u043a\u0430 \u00ab\u0422\u0443\u0434\u0438\u043c-\u0441\u044e\u0434\u0438\u043c\u00bb \u0437 \u0443\u043d\u0456\u043a\u0430\u043b\u044c\u043d\u0438\u043c\u0438 \u0443\u043c\u043e\u0432\u0430\u043c\u0438 \u0432 \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f. \u041d\u0430\u0434\u0430\u043b\u0456 \u0432 \u043d\u0430\u0441 \u0454 \u043f\u043b\u0430\u043d\u0438 \u043f\u0440\u0438\u0454\u0434\u043d\u0430\u0442\u0438\u0441\u044f \u0434\u043e \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0457 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u00ab\u0454\u041e\u0441\u0435\u043b\u044f\u00bb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u041a\u0440\u0435\u0434\u0438\u0442\u043a\u0430 \u2013 \u043d\u0430\u0439\u0437\u0440\u0443\u0447\u043d\u0456\u0448\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u0434\u043b\u044f \u0433\u0440\u043e\u043c\u0430\u0434\u044f\u043d, \u0430 \u043e\u0441\u044c \u0434\u043b\u044f \u0431\u0430\u043d\u043a\u0456\u0432 \u043e\u0434\u0438\u043d \u0437 \u043d\u0430\u0439\u043c\u0435\u043d\u0448 \u0432\u0438\u0433\u0456\u0434\u043d\u0438\u0445, \u043e\u0441\u043e\u0431\u043b\u0438\u0432\u043e \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u0441\u044c\u043e\u0433\u043e\u0434\u0435\u043d\u043d\u044f. \u0427\u0438 \u0441\u0442\u0430\u043b\u0438 \u0443\u043c\u043e\u0432\u0438 \u0432\u0438\u0434\u0430\u0447\u0456 \u0442\u0430 \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u044e \u043a\u0430\u0440\u0442\u043a\u043e\u044e \u0431\u0456\u043b\u044c\u0448 \u0436\u043e\u0440\u0441\u0442\u043a\u0438\u043c\u0438 \u0443 \u0432\u0430\u0448\u043e\u043c\u0443 \u0431\u0430\u043d\u043a\u0443?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u041d\u0435 \u0437\u043e\u0432\u0441\u0456\u043c \u0442\u0430\u043a. \u0410\u043b\u0435 \u0434\u0456\u0439\u0441\u043d\u043e \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a \u0441\u0442\u0430\u0432\u0438\u0442\u044c \u0443 \u043f\u0440\u0456\u043e\u0440\u0438\u0442\u0435\u0442 \u041a\u043b\u0456\u0454\u043d\u0442\u0430 \u0442\u0430 \u0439\u043e\u0433\u043e \u0437\u0440\u0443\u0447\u043d\u0456\u0441\u0442\u044c \u0443 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u0456 \u0442\u0438\u0445 \u0447\u0438 \u0456\u043d\u0448\u0438\u0445 \u043d\u0430\u0448\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432. \u0422\u0430 \u044f\u043a\u0449\u043e \u043f\u043e\u0434\u0438\u0432\u0438\u0442\u0438\u0441\u044c \u043d\u0430 \u041a\u043b\u0456\u0454\u043d\u0442\u0430 \u043a\u043e\u043c\u043f\u043b\u0435\u043a\u0441\u043d\u043e \u2013 \u0442\u043e \u0446\u0435 \u0437\u0430\u0432\u0436\u0434\u0438 \u0432\u0437\u0430\u0454\u043c\u043e\u0432\u0438\u0433\u0456\u0434\u043d\u0430 \u0441\u043f\u0456\u0432\u043f\u0440\u0430\u0446\u044f. \u042f\u043a \u044f \u043a\u0430\u0437\u0430\u0432 \u0440\u0430\u043d\u0456\u0448\u0435, \u043c\u0438 \u0437\u0440\u043e\u0431\u0438\u043b\u0438 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e \u0432\u0438\u0433\u0456\u0434\u043d\u0438\u0439 \u0442\u0430 \u0437\u0440\u0443\u0447\u043d\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443, \u0443\u043c\u043e\u0432\u0438 \u044f\u043a\u043e\u0433\u043e \u043d\u0430\u0432\u043f\u0430\u043a\u0438 \u043b\u043e\u044f\u043b\u044c\u043d\u0456\u0448\u0456 \u0442\u0430 \u0434\u0435\u0448\u0435\u0432\u0448\u0456 \u0434\u043b\u044f \u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432. \u041a\u043e\u043b\u0438 \u043c\u0438 \u0439\u043e\u0433\u043e \u0432\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0443\u0432\u0430\u043b\u0438, \u043c\u0438 \u0434\u0443\u043c\u0430\u043b\u0438, \u0449\u043e \u043d\u0430 \u043f\u0435\u0440\u0448\u043e\u043c\u0443 \u0435\u0442\u0430\u043f\u0456 \u0432\u0456\u043d \u0432\u0438\u044f\u0432\u0438\u0442\u044c\u0441\u044f \u0434\u043b\u044f \u043d\u0430\u0441 \u0437\u0431\u0438\u0442\u043a\u043e\u0432\u0438\u043c, \u0430\u043b\u0435\u2026 \u0429\u043e\u0441\u044c \u00ab\u043f\u0456\u0448\u043b\u043e \u043d\u0435 \u0442\u0430\u043a\u00bb, \u0456 \u0432\u0456\u043d \u0437 \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u043c\u0456\u0441\u044f\u0446\u044f \u0441\u0442\u0430\u0432 \u043f\u0440\u0438\u043d\u043e\u0441\u0438\u0442\u0438 \u043d\u0430\u043c, \u0445\u043e\u0447 \u043d\u0435\u0432\u0435\u043b\u0438\u043a\u0438\u0439, \u0430\u043b\u0435 \u0436 \u043f\u0440\u0438\u0431\u0443\u0442\u043e\u043a. \u0411\u0430\u0433\u0430\u0442\u043e \u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432, \u044f\u043a\u0456 \u0441\u0442\u0430\u043b\u0438 \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u043c\u0438 \u043a\u043e\u0448\u0442\u0430\u043c\u0438, \u0441\u0442\u0430\u043b\u0438 \u0434\u043b\u044f \u043d\u0430\u0441 \u043f\u0430\u0441\u0438\u0432\u043e\u0443\u0442\u0432\u043e\u0440\u044e\u044e\u0447\u0438\u043c\u0438 \u2013 \u0432\u043e\u043d\u0438 \u043f\u043e\u0447\u0430\u043b\u0438 \u0440\u043e\u0437\u043c\u0456\u0449\u0443\u0432\u0430\u0442\u0438 \u0432 \u043d\u0430\u0441 \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u0438, \u0430\u043a\u0442\u0438\u0432\u0443\u0432\u0430\u0442\u0438 \u0456\u043d\u0448\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438: \u0434\u0435\u043f\u043e\u0437\u0438\u0442\u043d\u0456 \u0448\u0443\u0445\u043b\u044f\u0434\u0438, \u043f\u0440\u0435\u043c\u0456\u0430\u043b\u044c\u043d\u0456 \u043a\u0430\u0440\u0442\u043a\u0438, \u043a\u0443\u043f\u0443\u0432\u0430\u0442\u0438 \u043d\u0443\u043c\u0456\u0437\u043c\u0430\u0442\u0438\u0447\u043d\u0443 \u043f\u0440\u043e\u0434\u0443\u043a\u0446\u0456\u044e \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438, \u043e\u043f\u043b\u0430\u0447\u0443\u0432\u0430\u0442\u0438 \u043a\u043e\u043c\u0443\u043d\u0430\u043b\u044c\u043d\u0456 \u043f\u043e\u0441\u043b\u0443\u0433\u0438 \u0442\u043e\u0449\u043e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0427\u0438 \u0454 \u0441\u044c\u043e\u0433\u043e\u0434\u043d\u0456 \u043f\u043e\u043f\u0438\u0442 \u043d\u0430 \u0412\u0430\u0448 \u043a\u0430\u0440\u0442\u043a\u043e\u0432\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0422\u0430\u043a \u043f\u043e\u043f\u0438\u0442 \u0434\u0456\u0439\u0441\u043d\u043e \u0454. \u0425\u043e\u0442\u0456\u043b\u043e\u0441\u044f \u0431 \u0431\u0456\u043b\u044c\u0448\u0435 \u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432, \u0437\u0432\u0456\u0441\u043d\u043e, \u044f\u043a\u0456 \u0431 \u043d\u0430 \u0441\u043e\u0431\u0456 \u0432\u0456\u0434\u0447\u0443\u043b\u0438 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0446\u044c\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0443 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443. \u0410\u043b\u0435 \u0454, \u043d\u0430 \u043c\u0456\u0439 \u043f\u043e\u0433\u043b\u044f\u0434, \u0434\u0443\u0436\u0435 \u0446\u0456\u043a\u0430\u0432\u0430 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0456\u044f \u2013 \u043e\u0434\u043d\u0438\u043c\u0438 \u0437 \u043f\u0435\u0440\u0448\u0438\u0445 \u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432, \u0442\u0430 \u0439 \u0437\u0430\u0440\u0430\u0437 \u0446\u0435\u0439 \u043f\u043e\u043a\u0430\u0437\u043d\u0438\u043a \u043d\u0430 \u0434\u0443\u0436\u0435 \u0432\u0438\u0441\u043e\u043a\u043e\u043c\u0443 \u0440\u0456\u0432\u043d\u0456, \u0441\u0442\u0430\u044e\u0442\u044c \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0438 \u0456\u043d\u0448\u0438\u0445 \u0411\u0430\u043d\u043a\u0456\u0432, \u044f\u043a\u0456 \u043c\u0430\u044e\u0442\u044c \u0430\u043d\u0430\u043b\u043e\u0433\u0456\u0447\u043d\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u0443 \u0441\u0432\u043e\u0454\u043c\u0443 \u0411\u0430\u043d\u043a\u0443, \u0430 \u0446\u0435 \u043f\u043e\u043a\u0430\u0437\u043d\u0438\u043a \u0442\u043e\u0433\u043e, \u0449\u043e \u043b\u044e\u0434\u0438, \u043e\u0431\u0456\u0437\u043d\u0430\u043d\u0456 \u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0445 \u043a\u0430\u0440\u0442\u043a\u0430\u0445, \u0432\u0456\u0434\u0434\u0430\u044e\u0442\u044c \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0443 \u0432\u043b\u0430\u0441\u043d\u043e \u043d\u0430\u0448\u043e\u043c\u0443 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0443. \u0421\u043f\u043e\u0434\u0456\u0432\u0430\u044e\u0441\u044c, \u0449\u043e \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u043d\u0430\u0448\u043e\u043c\u0443 \u043c\u0430\u0440\u043a\u0435\u0442\u0438\u043d\u0433\u0443 \u0442\u0430 \u0432\u0456\u0434\u0434\u0430\u043b\u0435\u043d\u0456\u0439 \u0456\u0434\u0435\u043d\u0442\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u0457, \u044f\u043a\u0430 \u043e\u0441\u044c-\u043e\u0441\u044c \u0432\u0438\u0439\u0434\u0435 \u0443 \u043f\u0440\u043e\u043c\u0438\u0441\u043b\u043e\u0432\u0443 \u0435\u043a\u0441\u043f\u043b\u0443\u0430\u0442\u0430\u0446\u0456\u044e, \u043c\u0438 \u0437\u043c\u043e\u0436\u0435\u043c\u043e \u0437\u0430\u0434\u043e\u0432\u043e\u043b\u044c\u043d\u0438\u0442\u0438 \u0434\u0443\u0436\u0435 \u0431\u0430\u0433\u0430\u0442\u043e \u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432 \u043d\u0430\u0448\u043e\u044e \u0446\u0456\u043a\u0430\u0432\u043e\u044e \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u0454\u044e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u042f\u043a\u0438\u0439 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u043b\u0456\u043c\u0456\u0442 \u043c\u043e\u0436\u0435 \u0431\u0443\u0434\u0435 \u0432\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0439 \u043f\u0435\u0440\u0435\u0441\u0456\u0447\u043d\u043e\u043c\u0443 \u0433\u0440\u043e\u043c\u0430\u0434\u044f\u043d\u0438\u043d\u0443, \u0442\u0430 \u0449\u043e \u043d\u0430 \u0446\u0435 \u0432\u043f\u043b\u0438\u0432\u0430\u0454?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0414\u043e 100 000 \u0433\u0440\u043d \u0442\u0430 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u043e\u0431\u0441\u043b\u0443\u0433\u043e\u0432\u0443\u0432\u0430\u0442\u0438 \u0446\u0435\u0439 \u0431\u043e\u0440\u0433.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u041d\u0430 \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u043b\u0435\u0433\u043a\u043e \u0447\u0438 \u0441\u043a\u043b\u0430\u0434\u043d\u043e \u0432 \u0446\u0456\u043b\u043e\u043c\u0443 \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0432\u0456\u0434 \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a\u0443 \u043f\u0440\u043e \u0441\u0445\u0432\u0430\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0433\u043e \u043b\u0456\u043c\u0456\u0442\u0443?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u041f\u043e\u0437\u0438\u0442\u0438\u0432\u043d\u0435 \u0447\u0438 \u043d\u0435\u0433\u0430\u0442\u0438\u0432\u043d\u0435 (\u043d\u0430 \u0436\u0430\u043b\u044c) \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0434\u0443\u0436\u0435 \u043b\u0435\u0433\u043a\u043e \u0442\u0430 \u0448\u0432\u0438\u0434\u043a\u043e \u0431\u0435\u0437\u043f\u043e\u0441\u0435\u0440\u0435\u0434\u043d\u044c\u043e \u0443 \u0432\u0456\u0434\u0434\u0456\u043b\u0435\u043d\u043d\u0456 \u0411\u0430\u043d\u043a\u0443, \u0430 \u043d\u0435\u0437\u0430\u0431\u0430\u0440\u043e\u043c \u0432\u0436\u0435 \u0446\u0435 \u0431\u0443\u0434\u0435 \u0432\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043e \u0439 \u0443 \u043c\u043e\u0431\u0456\u043b\u044c\u043d\u043e\u043c\u0443 \u0437\u0430\u0441\u0442\u043e\u0441\u0443\u043d\u043a\u0443 RB24.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u042f\u043a\u0438\u0439 \u0432\u0456\u043d \u2013 \u041a\u043b\u0456\u0454\u043d\u0442 \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a\u0443? \u0429\u043e \u043f\u043e\u0441\u043f\u0440\u0438\u044f\u0454 \u0441\u0445\u0432\u0430\u043b\u0435\u043d\u043d\u044e 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\u041a\u043b\u0456\u0454\u043d\u0442 \u043f\u043e\u0432\u0438\u043d\u0435\u043d \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0437\u0430\u0440\u043e\u0431\u0456\u0442\u043d\u0443 \u043f\u043b\u0430\u0442\u043d\u044e \u0442\u0430 \u043c\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0442\u0438\u0432\u043d\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0443 \u0456\u0441\u0442\u043e\u0440\u0456\u044e. \u0422\u0440\u0435\u0431\u0430 \u0432\u0456\u0434\u043c\u0456\u0442\u0438\u0442\u0438, \u0449\u043e \u0446\u0435\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u043d\u0435 \u0434\u043b\u044f VIP-\u041a\u043b\u0456\u0454\u043d\u0442\u0456\u0432, \u0430\u0434\u0436\u0435 \u0434\u043b\u044f \u043d\u0438\u0445 \u0443 \u043d\u0430\u0441 \u0440\u043e\u0437\u0440\u043e\u0431\u043b\u0435\u043d\u0456 \u0456\u043d\u0448\u0456, \u043d\u0435 \u043c\u0435\u043d\u0448 \u043f\u0440\u0438\u0432\u0430\u0431\u043b\u0438\u0432\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 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\u0431\u0443\u0434\u044c-\u044f\u043a\u043e\u0457 \u043c\u0438\u0442\u0456 \u2013 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0443 \u043a\u0430\u0440\u0442\u043a\u0443. \u041a\u0440\u0435\u0434\u0438\u0442\u043a\u0430 \u0432\u0456\u0434 \u0420\u0410\u0414\u0410\u0411\u0410\u041d\u041a\u0443 \u00ab\u0422\u0443\u0434\u0438\u043c-\u0441\u044e\u0434\u0438\u043c\u00bb \u2013 \u0442\u043e\u043f\u043e\u0432\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442, \u0430 \u043e\u0442, \u0449\u043e \u0446\u044c\u043e\u043c\u0443 \u043f\u043e\u0441\u043f\u0440\u0438\u044f\u043b\u043e, \u0448\u043b\u044f\u0445 \u0432\u0456\u0434 \u0456\u0434\u0435\u0457 \u0434\u043e \u0440\u0435\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u0457 \u0442\u0430 \u0447\u0438 \u0454 \u043f\u043e\u043f\u0438\u0442 \u043d\u0430 \u043d\u044c\u043e\u0433\u043e \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u0441\u044c\u043e\u0433\u043e\u0434\u0435\u043d\u043d\u044f \u043c\u0438 \u0437\u0430\u043f\u0438\u0442\u0430\u043b\u0438 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